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Subrogation


The Chattanooga-based law firm of Arnold & Arnold represents clients in subrogation matters in eastern and middle Tennessee, including Chattanooga (Hamilton County), Knoxville (Knox County), Nashville (Davidson County), and the surrounding counties and areas.​

​What is Subrogation?


Subrogation is when one party takes on the legal rights of another party whose expenses have been paid. Imagine that an insurance company has paid on a claim for an individual under the terms of their insurance agreement. But the cause for the original claim – a car accident, a slip and fall due to negligence, or something similar – was due to another party. The insurance company can now seek reimbursement from that third party originally responsible for the event to recover the money they paid to the insured.

In this same scenario, if the individual who made the claim proceeds with a lawsuit against the negligent third party, then any money received should go to the insurer. Otherwise, the individual would have effectively received two payouts for one event, which is known as double recovery (one payout from the insurer who covered the event and one payout from the responsible party who paid the settlement or judgment in the lawsuit).

This is a very simplified explanation of subrogation as the underlying law is significantly more complex. However, these are the basics you need to understand if you are an insurer, employer, or individual with subrogation issues.


Handling Your Subrogation Case


At Arnold & Arnold, we have successfully represented clients with recovering high-dollar subrogation liens. We take the time to know our clients’ situation and goals, and with that knowledge, we decide together how to proceed with the subrogation issue.

Unlike some other law firms, we make it a priority to keep our clients informed of what is happening in their case at every step. We respond quickly to emails and phone calls, so you will always be in the loop.

Contact Chattanooga Subrogation Attorneys

Call the attorneys of Arnold & Arnold today at 423-800-0888 to discuss your subrogation matter.


Criminal Defense


Innocent people are charged with crimes every day. Others are nonviolent offenders who may be incarcerated with violent offenders. Conviction of a crime can lead to jail time, financial penalties, ruined reputations, future employment restrictions, loss of civil rights, and more. Because the stakes are so high, it is crucial that you retain exceptional legal representation if charged with a crime.

The attorneys of Arnold & Arnold take on criminal defense cases on a case-by-case basis. We primarily serve Tennessee clients in Chattanooga (Hamilton County) and the surrounding counties and areas.


Attorneys Fighting For You


We understand that being charged with a felony or a misdemeanor is a life-changing event. As a client of Arnold & Arnold, you will receive personal counseling and support every step of the way. We will explain the charges to you in plain English, discuss your options, and take your case to trial to fight for you, if necessary.

We will explore all the options available to you. Many courts accept pre-trial diversion for nonviolent crimes (for example, drug possession or petty theft), which allows first time offenders the opportunity to keep the crime off their record. In other cases, plea-bargaining for a reduced charge or sentence will bring about the best possible outcome.

Whether you are truly innocent or you simply made a mistake, we will fight for your rights and explore alternative sentencing in an effort to avoid incarceration.


Attorneys With Courtroom Experience


When possible, it’s best to stay out of court. However, if your matter proceeds through the court system, then we are prepared to defend you. We are aggressive litigators with years of courtroom experience.

The first step in preparing an outstanding defense is gathering all the facts. We talk with you, study relevant police reports, and review witness statements. Next, we determine how to present your case and find expert witnesses to support it. Throughout the proceeding, we will give you advice on what to expect in court, and we will see you through to the end of your case.


Contact Chattanooga Criminal Defense Attorneys



You have no time to lose when charged with a crime. Call Arnold & Arnold today at 423-800-0888 for a free consultation with a criminal defense attorney in the greater Chattanooga area. When working for you, we do what needs to be done to fully represent you during one of the most stressful times of your life.​

Please contact Arnold & Arnold for a free initial consultation. Experienced representation is just a phone call away.

Personal Injury Attorneys Serving Chattanooga and the Surrounding Areas

Personal injury cases arise when a person suffers an injury due to negligence, wrongful conduct, or conduct intended to produce harm. The resulting injury can be both physical and mental. At Arnold & Arnold, we represent clients in personal injuries cases, including, motor vehicle accidents and slip and falls.

We can attempt to reach a settlement through informal negotiations or formal alternative dispute resolution prior to trial. While it’s usually preferable for all parties to reach an agreement prior to trial, the attorneys at Arnold & Arnold are not hesitant to take your matter to court and aggressively fight for your rights, if necessary.

Have you recently been injured in an accident? If so, call us at 423-800-0888 to discuss your personal injury case with us. We offer a free, no-obligation initial consultation and welcome the chance to discuss the facts of your case with you.


Reducing Stress While Advocating For You


Personal injury cases can be particularly devastating because of the physical and emotional pain, potential disability, job loss, medical bills and more. This may be the first and only time you have had to deal with lawsuits and lawyers, and it may be a stressful and frightening time for you.

The attorneys at Arnold & Arnold understand this, and we strive to make your experience as secure and stress-free as possible. We work hard to get the settlement you are entitled while making you the priority. From the beginning, we will discuss your options with you and keep you informed every step of the way as we seek to recover compensation for lost wages, medical bills, rehabilitation services, pain and suffering, and more.


Contact Chattanooga Personal Injury Attorneys


Injured parties who proceed without an attorney often settle for significantly less money than they are entitled to because they are unaware of their rights. However, you should have someone by your side, protecting your interests while fighting for your rights. Let us advocate for you. Call our offices today at 423-800-0888 to arrange your free, no-obligation initial consultation. We will help you get your life back on track.


Alternative Dispute Resolution


The attorneys at Arnold & Arnold routinely help clients achieve outstanding outcomes through alternative dispute resolution (ADR). The Chattanooga-based firm serves clients in eastern and middle Tennessee, including Chattanooga (Hamilton County), Knoxville (Knox County), Nashville (Davidson County), and the surrounding counties and areas.


What Is Alternative Dispute Resolution?


Alternative Dispute Resolution (ADR) is a method of resolving disagreements between parties outside the courtroom. Techniques used in ADR include:

Negotiation, in which two or more parties enter discussions with the intent of reaching a mutual agreement.
Mediation, in which a third party facilitates discussions between the parties until they reach a mutual agreement.
Arbitration, in which the parties agree to abide by the decision of an arbitrator.

Sometimes parties, who cannot resolve a conflict, choose Alternative Dispute Resolution. Other times, they are ordered by the Court or pursuant to the terms of a mediation/arbitration agreement. The results of ADR may or may not be legally binding, depending on the circumstances. Regardless of the situation, the involved parties should always retain legal representation.


Who Benefits From Mediation?


Because mediation, by definition, keeps the matter out of court, everyone involved wins. Litigation is costly and time consuming, not to mention stressful. Mediations have the added benefit of maintaining greater privacy than the matter would receive in court.

Generally, the parties to mediation come to the table with a greater desire to reach an understanding, and this kind of interaction can help preserve relationships that might otherwise dissolve. During a mediation, the parties will negotiate the issues in their case, and if they reach a mutually-agreeable resolution, then the parties have effectively decided and controlled the outcome of their case as opposed to a decision being reached by a third party. Further, the parties are able to voice their positions and have their desires taken into consideration in reaching a final decision, which is especially ideal for resolving business and civil disputes.


Chattanooga ADR Lawyers


Communication is the foundation to problem solving. It is the key to understanding our clients’ needs and to expressing those needs to the opposing party.

With a focus on negotiation and mediation, the attorneys at Arnold & Arnold communicate with our clients and the opposing party to represent our clients’ interest fully while striving to achieve the results that our clients want. We do this by first communicating with our client to understand our client’s needs, then conducting the requisite research and investigation to build our client’s case, and finally finding common ground between all involved parties. Throughout the ADR process, we work closely with our clients and are available to answer any questions.

Most issues can be resolved through Alternative Dispute Resolution. If both parties are motivated to address and resolve an issue quickly, efficiently, and at a lower cost than litigation, then ADR is an excellent option.

Contact Chattanooga Alternative Dispute Resolution Attorneys

If you are seeking resolution on an issue and think Alternative Dispute Resolution might be right for you, contact our Chattanooga office today at 423-800-0888. Our skilled attorneys are committed to helping you achieve the best possible outcome.​

Other Practice Areas

Personal Injury

Arnold & Arnold is a Chattanooga, Tennessee law firm that handles personal injury cases for people in Chattanooga (Hamilton County), Knoxville (Knox County), Nashville (Davidson County), and the surrounding areas. We are experienced and aggressive attorneys, who will zealously represent our client’s interests in and out of Court.

The attorneys at Arnold & Arnold are experienced in several practice areas. While our primary focus has always been defending Tennessee employers and their workers’ compensation insurance carrier/third-party administrators, we accept general defense cases, plaintiff cases, and criminal defense matters on a case-by-case basis. Please click on one of the below links for further information as to individual practice areas